Axis Bank privilege Credit Card (Updated on )


Joining Fee

Rs.Rs.1,500(NIL for priority customers)

Annual Fee

Rs.1,500

Benefits

Activation, Milestone, Lounge, Insurance

More Benefits

Avail activation benefit, milestone benefit, annual benefits, EDGE REWARDS, waiver on surcharge, and more with the Privilege Credit Card.

Finance Charges (Retail Purchases & Cash)

3.6% per month (52.86% per annum)

Cash Withdrawal Fees

2.5% (Min. Rs. 500) of the Cash Amount



Enjoy Great Saving with Axis Credit Cards*





How To Apply

**Apply for an Axis Bank privilege Credit Card , you can follow these steps**

Option: 1

1.If you are ready to apply immediately you Can click Apply Instantly Axis Bank privilege Credit Card button placed here.

2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.

Option: 2

fill the forms mentioned the same Page submit the form our Expert will call you Shorty.

Option: 3

. You can reach through WhatsApp with this no +91 87 22 88 66 33 give a request our team will text you shortly.

Option: 4

you can visit Axisbank.com website directly.


**Follow The Steps**

Steps Involved in Online Application Process of Axis Bank privilege Credit Card .

Step: 1

Enter Your Mobile number.

Step: 2

Enter Date of Birth or PAN Number.

Step: 3

Fill Online Application with below details.

1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.

2.If you are existing Axis Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.

Step: 4

After filling form you can select the card type.

Step: 5

After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.

Step: 6

It will take you to upload Income Documents.

Step: 7

Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.

Step: 8

Select Card Delivery Address of your Axis bank Axis Bank privilege Credit Card .

Step: 9

If you are an Existing Customer need to verify debit card or Net banking Details .

(In case if you are an non Axis Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)

Still if you are finding difficulties fill our Form our Officer will guide you step by step.

Step: 10

Once you've submitted the application and documents, Axis Bank will review your application. This may take a few days.

Step: 11

Verification: Axis Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.

Step: 12

Approval: If your application is approved, you will receive confirmation from Axis Bank along with details of your new credit card, including the credit limit.

Step: 13

Your new Axis Bank credit card will be sent to your registered address via mail/courier.

Step: 14

Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.

Documents Required or Resources required

Documents for Axis Bank privilege Credit Card

Keep below details and resource ready to Appy Axis Bank privilege Credit Card .

Physical process Eliminated Completely from Axis Bank privilege Credit Card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.

Fees & Charges - Privilege Credit Card

In Privilege Credit Card fees, overdue penalty, fee on cash payment, etc. are applicable as per terms and conditions. However, fees and charges for Privilege Credit Card are waived for services like mobile alerts. The detailed fee structure is provided below.

CHARGES PRIVILEGE CREDIT CARD
Standard Joining Fee Rs. 1500 (Nil for Priority Customers only)
Standard Annual Fee (2nd year onwards) Rs. 1500
Standard Add-on Card Joining Fee Nil
Standard Add-on Card Annual Fee Nil
Finance Charges (Retail Purchases & Cash) 3.6% per month (52.86% per annum)
Min CIBIL Norms 700 Above As per TransUnion Score.
Cash Withdrawal Fees 2.5% (Min. Rs. 500) of the Cash Amount
Fee for Cash Payment Rs. 100
Card Replacement Nil
Duplicate Statement Fee Waived
Overdue Penalty or Late Payment Fee Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs. 10,000
Over Limit Penalty 2.5% of the overlimit amount (Min. Rs. 500)
Charge Slip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Cheque return or dishonor fee or auto-debit reversal 2% of the payment amount subject to Min. Rs. 450, Max. Rs. 1,503
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee 3.50% of the transaction value
Rent Surcharge Fee 1% of the rental txn amount (capped at Rs 1500 per txn)
Dynamic Currency Conversion markup fee 1% of each international txn plus taxes
Mobile Alerts for Transactions Waived
Hotlisting Charges Waived
Balance Enquiry Charges Waived
Reward Redemption fee Yes