Axis Bank privilege Credit Card (Updated on )
Joining Fee
Rs.Rs.1,500(NIL for priority customers)
Annual Fee
Rs.1,500
Benefits
Activation, Milestone, Lounge, Insurance
More Benefits
Avail activation benefit, milestone benefit, annual benefits, EDGE REWARDS, waiver on surcharge, and more with the Privilege Credit Card.
Finance Charges (Retail Purchases & Cash)
3.6% per month (52.86% per annum)
Cash Withdrawal Fees
2.5% (Min. Rs. 500) of the Cash Amount
Option: 1
1.If you are ready to apply immediately you Can click Apply Instantly Axis Bank privilege Credit Card button placed here.
2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.
Option: 2
fill the forms mentioned the same Page submit the form our Expert will call you Shorty.
Option: 3
. You can reach through WhatsApp with this no +91 87 22 88 66 33 give a request our team will text you shortly.
Option: 4
you can visit Axisbank.com website directly.
Step: 1
Enter Your Mobile number.
Step: 2
Enter Date of Birth or PAN Number.
Step: 3
Fill Online Application with below details.
1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.
2.If you are existing Axis Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.
Step: 4
After filling form you can select the card type.
Step: 5
After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.
Step: 6
It will take you to upload Income Documents.
Step: 7
Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.
Step: 8
Select Card Delivery Address of your Axis bank Axis Bank privilege Credit Card .
Step: 9
If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non Axis Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Step: 10
Once you've submitted the application and documents, Axis Bank will review your application. This may take a few days.
Step: 11
Verification: Axis Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.
Step: 12
Approval: If your application is approved, you will receive confirmation from Axis Bank along with details of your new credit card, including the credit limit.
Step: 13
Your new Axis Bank credit card will be sent to your registered address via mail/courier.
Step: 14
Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Physical process Eliminated Completely from Axis Bank privilege Credit Card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
In Privilege Credit Card fees, overdue penalty, fee on cash payment, etc. are applicable as per terms and conditions. However, fees and charges for Privilege Credit Card are waived for services like mobile alerts. The detailed fee structure is provided below.
| CHARGES | PRIVILEGE CREDIT CARD |
|---|---|
| Standard Joining Fee | Rs. 1500 (Nil for Priority Customers only) |
| Standard Annual Fee (2nd year onwards) | Rs. 1500 |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Min CIBIL Norms | 700 Above As per TransUnion Score. |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100 |
| Card Replacement | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee |
Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs. 10,000 |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs. 450, Max. Rs. 1,503 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee | 1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee | 1% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Yes |