Axis Bank Vistara Credit Card (Updated on )
Joining Fee
Rs.1,500
Annual Fee
Rs.1,500
Benefits
The benefits of Axis Bank Vistara Credit Card include a complimentary economy class ticket, complimentary Club Vistara Membership and CV points on every swipe.
Finance Charges (Retail Purchases & Cash)
3.6% per month (52.86% per annum)
Cash Withdrawal Fees
2.5% (Min. INR 500) of the Cash Amount
Offers
Earn upto 3 economiy class tickets every Year
How To Apply
**Apply for an Axis Bank Vistara Credit Card , you can follow these steps**
Option: 1
1.If you are ready to apply immediately you Can click Apply Instantly Axis Bank Vistara Credit Card button placed here.
2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.
Option: 2
fill the forms mentioned the same Page submit the form our Expert will call you Shorty.
Option: 3
. You can reach through WhatsApp with this no +91 87 22 88 66 33 give a request our team will text you shortly.
Option: 4
you can visit Axisbank.com website directly.
**Follow The Steps**
Steps Involved in Online Application Process of Axis Bank Vistara Credit Card .
Step: 1
Enter Your Mobile number.
Step: 2
Enter Date of Birth or PAN Number.
Step: 3
Fill Online Application with below details.
1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.
2.If you are existing Axis Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.
Step: 4
After filling form you can select the card type.
Step: 5
After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.
Step: 6
It will take you to upload Income Documents.
Step: 7
Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.
Step: 8
Select Card Delivery Address of your Axis bank Axis Bank Vistara Credit Card .
Step: 9
If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non Axis Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.
Step: 10
Once you've submitted the application and documents, Axis Bank will review your application. This may take a few days.
Step: 11
Verification: Axis Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.
Step: 12
Approval: If your application is approved, you will receive confirmation from Axis Bank along with details of your new credit card, including the credit limit.
Step: 13
Your new Axis Bank credit card will be sent to your registered address via mail/courier.
Step: 14
Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy Axis Bank Vistara Credit Card .
Physical process Eliminated Completely from Axis Bank Vistara Credit Card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Fees & Charges
The fees and charges for Axis Bank Vistara Credit Card include standard joining fee, standard annual fee, standard add-on card joining fee, etc. The Axis Bank Vistara Credit Card fees are listed in the table below.
| CHARGES | VISTARA CARD | VISTARA SIGNATURE | VISTARA INFINITE |
|---|---|---|---|
| Standard Joining Fee | Rs. 1,500 | Rs. 3,000 | Rs. 10,000 |
| Standard Annual Fee (2nd year onwards) | Rs. 1,500 | Rs. 3,000 | Rs. 10,000 |
| Standard Add-on Card Joining Fee | Nil | Nil | Nil |
| Standard Add-on Card Annual Fee | Nil | Nil | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) | 3.6% per month (52.86% per annum) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. INR 500) of the Cash Amount | 2.5% (Min. INR 500) of the Cash Amount | 2.5% (Min. INR 500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100/- | Rs. 100/- | Rs. 100/- |
| Card Replacement | Nil | Nil | Nil |
| Duplicate Statement Fee | Waived | Waived | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 | Nil if Total Payment Due is less than Rs. 500 | Nil if Total Payment Due is less than Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | |
| Rs. 1200 if total payment due is greater than Rs.10,000 | Rs. 1200 if total payment due is greater than Rs.10,000 | Rs. 1200 if total payment due is greater than Rs.10,000 | |
| Over Limit Penalty | 2.5% of the over limit amount (Min. Rs. 500) | 2.5% of the over limit amount (Min. Rs. 500) | 2.5% of the over limit amount (Min. Rs. 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived | Waived |
| Outstation Cheque Fee | Waived | Waived | Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,512 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount | 1% of transaction amount | 1% of transaction amount (Refunded for fuel transactions between INR 400 and INR 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived | Waived | Waived |
| Hotlisting Charges | Waived | Waived | Waived |
| Balance Enquiry Charges | Waived | Waived | Waived |
| Reward Redemption fee | No | No | No |
| Rent Transaction Fee (Applicable from 5th March 2023) | 1% capped at INR 1,500 per transaction on rental transactions | 1% capped at INR 1,500 per transaction on rental transactions | 1% capped at INR 1,500 per transaction on rental transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1% on international transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation | 1% on international transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation | 1% on international transaction performed in Indian currency at international location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |