Axis Bank Credit Card

Card Type

Reward Point + CashBack

Features

Earn 4 Reward Points on every Rs.150 spent:(On all retail spends excluding wallet, emi and petrol)
Make all Vendor/supplier bill payments and GST payments using HDFC Bank Business Regalia Credit Card and get upto 50 days of free credit period
Bonus 10,000 Reward Points on Rs. 5 lakhs spends and additional 5,000 Reward Points on Rs. 8 lakhs spends in an anniversary year.
12 Complimentary* Airport Lounge Access within India and 6 outside India.

Benefits for your Business

Up to 50 days interest free credit period
5% monthly cashback on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments)
Get Pre-approved instant loans and Cash withdrawal facility on your Business Credit Card
Convert all your big spends into EMI after purchase
Buy interiors, furnitures, electronics, ACs and more in bulk for your business with Easy EMI options on your Business Credit Cards.

Benefit for GST and Vendor Payment

Make GST and Vendor Payments via SmartHub Vyapar and swifti.in using HDFC Bank Business Credit Card and avail the exclusive benefits:

Up to 50 days Interest Free Credit Period
5% cashback on paying GST payment using Business Credit Card.
Up to 4 Reward Points on every Rs.150 spent for business payment, redeem reward points to pay credit card bill.
Convenient and Instant Payments.
Easy tracking of payment and invoices at one place.

Additional Feature:

Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. Get assured cashback upto Rs. 1800 in the first year and exciting e-vouchers worth upto Rs.800 for adding 2 or more bills on Smart Pay.
Zero Lost card liability : In the infortunate event if you lose your HDFC Bank Business Regalia credit card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.
Revolving Credit : Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
Lowest foreign currency mark up of 2% on all your foreign currency spends

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India (on minimum trasaction of ₹400 and maximum transaction of ₹5000. Max CashBack of ₹500 per statement cycle)

Dining Benefits

Enjoy amazing dining benefits with Good Food Trail program
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants),

Milestone Benefit

Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spends in the anniversary year

Insurance/Comprehensive protection & Nominee details for Insurance

Air Accidental death cover up to Rs 1 Cr
Emergency Overseas Hospitalization protection worth up to Rs. 15 lakhs against any medical emergency when you are travelling, and are outside your home country
Flight Delay cover of upto Rs 25,000 available to primary card holder
Missing of Connecting International Flight cover of upto Rs 25,000 available to primary card holder

Set Card Control

As per RBI guidelines to encourage secure International transactions, it is mandatory to temporarily disable Credit Card usage on Online Transactions / Contactless Transactions / International Transactions for customers, who have been inactive for the service prior to 31st July, 2020 or have been issued a new card (fresh issue/re A issue/replacement/upgrade) post 5th February, 2021
You can continue to use your Card at ATMs & for purchases at merchant outlets near you.

HDFC BUSINESS REGALIA Credit Card ELIGIBILITY

For Salaried Indian national

A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
Annual ITR above Rs 12 Lakhs

(Customers can apply credit card usig ITR, GST returns, Bank Statements and Merchant payment report)

HDFC BUSINESS REGALIA Credit Card FEES & CHARGES

1. Joining/Renewal Membership Fee – Rs. 2500/- plus Applicable Taxe

Apply for an HDFC Bank HDFC BUSINESS REGALIA credit card, you can follow these steps

Option: 1

1.If you are ready to apply immediately you Can click Apply Instantly hdfc bank HDFC BUSINESS REGALIA credit card button placed here.

2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.

Option: 2

Fill the forms mentioned the same Page submit the form our Expert will call you Shorty.

Option: 3

You can reach through WhatsApp with this no +91 8722886633 give a request our team will text you shortly.

Option: 4

you can visit hdfcbank.com website directly.

Follow The Steps

Steps Involved in Online Application Process of hdfc bank HDFC BUSINESS REGALIA credit card.

Step: 1

Enter Your Mobile number.

Step: 2

Enter Date of Birth or PAN Number.

Step: 3

Fill Online Application with below details.
1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.

2.If you are existing HDFC Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.

Step: 4

After filling form you can select the card type.

Step: 5

After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.

Step: 6

It will take you to upload Income Documents.

Step: 7

Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.

Step: 8

Select Card Delivery Address of your hdfc bank HDFC BUSINESS REGALIA credit Card.

Step: 9

If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non HDFC Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)

Still if you are finding difficulties fill our Form our Officer will guide you step by step.

Step: 10

Once you've submitted the application and documents, HDFC Bank will review your application. This may take a few days.

Step: 11

Verification: HDFC Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.

Step: 12

Approval: If your application is approved, you will receive confirmation from HDFC Bank along with details of your new credit card, including the credit limit.

Step: 13

Your new HDFC Bank credit card will be sent to your registered address via mail/courier.

Step: 14

Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.

Documents Required or Resources required

Keep below details and resource ready to Appy hdfc bank HDFC BUSINESS REGALIA credit card.

Physical process Eliminated Completely from HDFC Bank Credit card process its completely digital process.

Aadhar card authentication.

Recent 1 Month pay slip soft copy needs to uploaded.

Internet Banking permission authentication or debit card authentication to validate Salary Account.

VKYC (video verification)

Original PAN card required to show in VKYC process.

Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.