HDFC BUSINESS MONEY BACK Credit Card (Updated on )


Joining Fee

Rs.500

Annual Fee

Rs.500 + Taxes

Benefits for your Business

Up to 50 days interest free credit period. 5% Montly Cashback on Business Essential Spends.

Benefit for GST and Vendor Payment

Up to 50 days Interest Free Credit Period. 5% cashback on paying GST payment using Business Credit Card.

Dining Benefits

Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants).

Milestone Benefit

Earn Bonus 2,500 Bonus Reward Points when you spend Rs. 1.8 lakhs in the anniversary year.

Renewal Offer

Renewal fee waived off if you spend Rs.50,000 and more in the previous year.



Enjoy Great Saving with HDFC Credit Cards*





Card Type
Reward Point + CashBack
Key Features
  • Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online (T&C apply)
  • Earn 2 Reward Points on all other retail spends (excluding wallet, emi and petrol) for every Rs. 150 spent
  • Make all Vendor/supplier bill payments and GST payments using HDFC Bank Business Moneyback Credit Card and get upto 50 days of free credit period
  • Bonus 2,500 Reward Points on Rs. 1.8 lakhs spends in an anniversary year.
  • Get 5X Reward Points on Fuel (Maximum 1000 points in a month) in the first year
Benefits for your Business
  • Up to 50 days interest free credit period.
  • 5% Montly Cashback on Business Essential Spends like (electricity bills, telephone & internet bills, Government & Tax Payments).
  • HDFC Bank Merchants can now use the SmartHub app to make their vendor and distributor payments through a single app
    * Convenient and instant payments
    * Upto 50 days credit period for payments made via Business Credit Card
    * Easy reconciliation of payment & invoices
    * Make GST payments
  • Buy interiors, furnitures, electronics, ACs and more in bulk for your business with Easy EMI optionson your Business Credit Cards.
Benefit for GST and Vendor Payment
    Make GST and Vendor Payments via SmartHub Vyapar and swifti.in using HDFC Bank Business Credit Card and avail the exclusive benefits:
  • Up to 50 days Interest Free Credit Period
  • 5% cashback on paying GST payment using Business Credit Card. (Applicable only in the 1st year from Card issuance)
  • Up to 4 Reward Points on every Rs.150 spent for business payment, redeem reward points to pay credit card bill.
Fuel Surcharge Waiver
1% fuel surcharge waiver at all fuel stations across India (on minimum trasaction of ₹400 and maximum transaction of ₹5000. Max CashBack of ₹250 per statement cycle)
Dining Benefits
  • Enjoy amazing dining benefits with Good Food Trail program
  • Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20,000+ restaurants),
    Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done Swiggy App.
Milestone Benefit
  • Earn Bonus 2,500 Bonus Reward Points when you spend Rs. 1.8 lakhs in the anniversary year.
Renewal Offer
  • Renewal fee waived off if you spend Rs.50,000 and more in the previous year​​​​​​​​​​​​​​.
Reward Point/CashBack Redemption & Validity
    Reward Point Redemption:
  • Reward Points accumulated on HDFC Bank Business MoneyBack Credit Card can be redeemed for cashback against statement (100 Reward Points = Rs. 20). For redemption against statement balance, Cardholder must have minimum 2500 Reward Points
  • Reward Points can be also redeemed for exciting gifts and air miles from an exclusive rewards catalogue, at the applicable redemption rate.
  • The maximum 15,000 Reward Points can be earned in a statement cycle for your Business Moneyback Credit Card.

HDFC Bank Business MoneyBack Credit Card Eligibilty :


  • A Self Employed Indian Citizen aged between 21 yrs to 65 Yrs
  • Annual ITR above Rs 6 Lakhs
(Customers can apply credit card usig ITR, GST returns, Bank Statements and Merchant payment report)

HDFC BUSINESS MONEY BACK Credit Card FEES & CHARGES


  • 1. Joining Fee / Renewal Membership Fee– ₹500 /- plus Applicable Charges

  • 2. HDFC Bank Business MoneyBack Credit Card Fees and Charges

**Apply for an HDFC Bank HDFC BUSINESS MONEY BACK credit card, you can follow these steps**

Option: 1

1.If you are ready to apply immediately you Can click Apply Instantly hdfc bank HDFC BUSINESS MONEY BACK credit card button placed here.

2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.

Option: 2

Fill the forms mentioned the same Page submit the form our Expert will call you Shorty.

Option: 3

You can reach through WhatsApp with this no +91 8722886633 give a request our team will text you shortly.

Option: 4

you can visit hdfcbank.com website directly.

**Follow The Steps**

Steps Involved in Online Application Process of hdfc bank HDFC BUSINESS MONEY BACK credit card.

Step: 1

Enter Your Mobile number.

Step: 2

Enter Date of Birth or PAN Number.

Step: 3

Fill Online Application with below details.

1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.

2.If you are existing HDFC Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.

Step: 4

After filling form you can select the card type.

Step: 5

After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.

Step: 6

It will take you to upload Income Documents.

Step: 7

Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.

Step: 8

Select Card Delivery Address of your hdfc bank HDFC BUSINESS MONEY BACK credit Card.

Step: 9

If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non HDFC Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.

Step: 10

Once you've submitted the application and documents, HDFC Bank will review your application. This may take a few days.

Step: 11

Verification: HDFC Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.

Step: 12

Approval: If your application is approved, you will receive confirmation from HDFC Bank along with details of your new credit card, including the credit limit.

Step: 13

Your new HDFC Bank credit card will be sent to your registered address via mail/courier.

Step: 14

Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy hdfc bank HDFC BUSINESS MONEY BACK credit card.
Physical process Eliminated Completely from HDFC Bank Credit card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Card image