HDFC IOCL Credit Card (Updated on )


Joining Fee

Rs.500

Annual Fee

Rs.500 + Taxes

Additional Features

Revolving Credit, Zero Lost card liability, Interest Free Credit Period.

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India ​​​​​​​(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)

Smart EMI

IndianOil HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase.

Contactless Payment

To see if your credit card is contactless, look for the contactless network symbol on your card.

Renewal Offer

Spend ₹50,000 and above in the first year and get a waiver on the renewal membership fee



Enjoy Great Saving with HDFC Credit Cards*





Reward Type
Fuel Points
Key Features
  • Earn up to 50 Litres of Free fuel annually
  • Earn 5% of your spends as Fuel Points at IndianOil outlets (Applicable on card swipes, Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)
  • Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (applicable on POS and Ecomm transactions) (Max 100 Fuel Points per month on each category)
  • Earn 1 Fuel Point for every ₹150 spent on all other purchases (including UPI transactions).
Additional Features
  • Revolving Credit: Enjoy Revolving Credit on your IndianOil HDFC Bank Credit Card at nominal interest rate. Please refer to the Fees and Charges section.
  • Zero lost card liability:In the unfortunate event of you losing your IndianOil HDFC Bank Credit Card, report it immediately to our 24-hour call centre. After reporting the loss, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Interest-Free Credit Period :Up to 50 days of interest free period on your IndianOil HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver exclusively at IOCL fuel stations across India effective 15th June 2024,(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)
Renewal Offer
Spend ₹50,000 and above in the first year and get a waiver on the renewal membership fee
Smart EMI
  • IndianOil HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase.
Reward Points/Cashback Redemption & Validity
Fuel Points Accrual :
  • Fuel Point is an exclusive Rewards metric system created only for IndianOil HDFC Bank Credit Card holders.
  • Earn Fuel Points on retail spends with the IndianOil HDFC Bank Credit Card
  • Earn accelerated 5% Fuel Points on spends at IndianOil outlets, Groceries and Bill payments.
    • Fuel Point Redemption :
  • Redeem Fuel Points for Free Fuel using the complimentary IndianOil XTRAREWARDSTM Program (IXRP) membership. Redemption at participating IndianOil Petrol Outlet by converting Fuel Points into XRP (where 1 FP = 96 Paise).
  • Redeem Fuel Points as CashBack on your IndianOil HDFC Bank Credit Card. (Cashback Redemption against Statement balance where 1 FP = 20 Paise)
    • Fuel Points Validity:
  • Redemption of Reward Points to Cashback and Travel categories will be capped at 50,000 points per month per customer
  • Points + Pay - A maximum of 70% can be paid using Reward Points and the other 30% to be made by payment modes(Cash/Cards/UPI etc.)

HDFC SHOPPERS STOP Credit Card ELIGIBILITY


For Salaried

Indian National

Age:

Min 21 years & Max 60 years

Net Monthly Income:

Above ₹10,000.

Min CIBIL Norms:

700 and above as per TransUnion score.

For Self Employed

Indian National

Age:

Min 21 years & Max 65 Years

ITR:

ITR > ₹6.0 Lakhs per annum

HDFC IOCL Credit Card FEES & CHARGES


  • 1. Joining Fee / Renewal Membership Fee– ₹500 /- plus Applicable Charges

  • 2. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.

  • 3. 1% Fee on Rental transactions - from the 2nd rental transaction done every calendar month.

**Apply for an HDFC Bank HDFC IOCL credit card, you can follow these steps**

Option: 1

1.If you are ready to apply immediately you Can click Apply Instantly hdfc bank HDFC IOCL credit card button placed here.

2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.

Option: 2

Fill the forms mentioned the same Page submit the form our Expert will call you Shorty.

Option: 3

You can reach through WhatsApp with this no +91 8722886633 give a request our team will text you shortly.

Option: 4

you can visit hdfcbank.com website directly.

**Follow The Steps**

Steps Involved in Online Application Process of hdfc bank HDFC IOCL credit card.

Step: 1

Enter Your Mobile number.

Step: 2

Enter Date of Birth or PAN Number.

Step: 3

Fill Online Application with below details.

1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.

2.If you are existing HDFC Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.

Step: 4

After filling form you can select the card type.

Step: 5

After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.

Step: 6

It will take you to upload Income Documents.

Step: 7

Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.

Step: 8

Select Card Delivery Address of your hdfc bank HDFC IOCL credit Card.

Step: 9

If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non HDFC Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.

Step: 10

Once you've submitted the application and documents, HDFC Bank will review your application. This may take a few days.

Step: 11

Verification: HDFC Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.

Step: 12

Approval: If your application is approved, you will receive confirmation from HDFC Bank along with details of your new credit card, including the credit limit.

Step: 13

Your new HDFC Bank credit card will be sent to your registered address via mail/courier.

Step: 14

Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy hdfc bank HDFC IOCL credit card.
Physical process Eliminated Completely from HDFC Bank Credit card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Card image