HDFC MILLENNIA Credit Card (Updated on )


Joining Fee

Rs.1000

Annual Fee

Rs.1000 + Taxes

Welcome / Renewal Benefit

Pay your Membership fee and get Reward Points equivalent to Fee Amount

Fuel Surcharge Waiver

1% fuel surcharge waiver at all fuel stations across India(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle).

Renewal Offer

Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.

Smart EMI

HDFC Bank Millennia Credit Card comes with an option to convert your big spends into EMI after purchase.

Contactless Payment

The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.



Enjoy Great Saving with HDFC Credit Cards*





Card Type
CashBack
Key Features
  • 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato.
  • 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
  • ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
  • Upto 20% discount on partner restaurants via Swiggy Dineout
    • Note:
  • With effect from 1st January 2023, Rent payments and Govt Related transactions will NOT earn Reward Points
Additional Features
  • Zero lost card liability:In the unfortunate event of losing your HDFC Bank Millennia Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Interest-Free Credit Period :Up to 50 days of interest free period on your HDFC Bank Millennia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
  • Revolving Credit: Available at a nominal interest rate on your HDFC Bank Millennia Credit Card. Please refer to Fees and Charges section to know more.
  • Exclusive Dining Privileges:Enjoy amazing dining benefits with Good Food Trail program.
Fuel Surcharge Waiver
  • 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)
Welcome / Renewal Benefit
Pay your Membership fee and get Reward Points equivalent to Fee Amount ​​​​​​​(Applicable only on payment of Membership fee)
Renewal Offer
  • Spend ₹1 lakh or more in the preceding 12 months and get renewal membership fee waived off for next year.
Smart EMI
  • HDFC Bank Millennia Credit Card comes with an option to convert your big spends into EMI after purchase.
Contactless Payment
  • The HDFC Bank Millennia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
Reward Point/CashBack Redemption & Validity
    CashBack Accrual:
    CashBack will be given in the form of CashPoints, which can be redeemed by you against the statement balance (on request only).
  • The redemption against the statement balance will be at the rate of 1 CashPoint = ₹1
  • The minimum CashPoint balance required for redemption against the statement balance is 500 CashPoints.
  • CashPoints can also be used for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal, at a value of 1 CashPoint = ₹0.30.
  • With effect from 1st January 2023, Reward points redemption for flights & hotels bookings are capped per calendar month at 50,000.

HDFC MILLENNIA STOP Credit Card ELIGIBILITY


For Salaried

Indian National

Age:

Min 21 years & Max 40 years

Net Monthly Income:

Above ₹35,000.

Min CIBIL Norms:

700 and above as per TransUnion score.

For Self Employed

Indian National

Age:

Min 21 years & Max 40 Years

ITR:

ITR > ₹6.0 Lakhs per annum

HDFC MILLENNIA Credit Card FEES & CHARGES


  • 1. Joining Fee / Renewal Membership Fee– ₹1,000 /- + Applicable Charges

  • 2. Spend ₹1,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off

**Apply for an HDFC Bank HDFC MILLENNIA credit card, you can follow these steps**

Option: 1

1.If you are ready to apply immediately you Can click Apply Instantly hdfc bank HDFC MILLENNIA credit card button placed here.

2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.

Option: 2

Fill the forms mentioned the same Page submit the form our Expert will call you Shorty.

Option: 3

You can reach through WhatsApp with this no +91 8722886633 give a request our team will text you shortly.

Option: 4

you can visit hdfcbank.com website directly.

**Follow The Steps**

Steps Involved in Online Application Process of hdfc bank HDFC MILLENNIA credit card.

Step: 1

Enter Your Mobile number.

Step: 2

Enter Date of Birth or PAN Number.

Step: 3

Fill Online Application with below details.

1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.

2.If you are existing HDFC Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.

Step: 4

After filling form you can select the card type.

Step: 5

After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.

Step: 6

It will take you to upload Income Documents.

Step: 7

Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.

Step: 8

Select Card Delivery Address of your hdfc bank HDFC MILLENNIA credit Card.

Step: 9

If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non HDFC Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.

Step: 10

Once you've submitted the application and documents, HDFC Bank will review your application. This may take a few days.

Step: 11

Verification: HDFC Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.

Step: 12

Approval: If your application is approved, you will receive confirmation from HDFC Bank along with details of your new credit card, including the credit limit.

Step: 13

Your new HDFC Bank credit card will be sent to your registered address via mail/courier.

Step: 14

Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy hdfc bank HDFC MILLENNIA credit card.
Physical process Eliminated Completely from HDFC Bank Credit card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Card image