HDFC MONEY BACK+ Credit Card (Updated on )
Joining Fee
Rs.500
Annual Fee
Rs.500
Benefits
500 Cash Points (applicable only on payment of membership fee.
Offers
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout.
Smart EMI
HDFC Bank MoneyBack+ Credit Card comes with an option to convert your big spends into EMI after purchase.
Renewal Offer
Get renewal membership fee waived off by spending ₹50,000 and above in an annual year
Reward Type
CashBack
Key Features
- Earn 2 Reward Points on every Rs 150 spent (Excluding fuel transaction, wallets loads/prepaid card loads & voucher purchases)
- Earn 2X Reward Points i.e. 4 Reward Points on every Rs. 150 spent online*
- Every quarter, get a gift voucher worth Rs. 500 on spends of Rs 50,000. Earn up to Rs. 2,000 worth gift vouchers in a year.
Note:
- With effect from 1st January 2023, Rent payments and Govt Related transactions will NOT earn Reward Points
- With effect from 1st January 2023, Reward points earned on Grocery transactions will be capped per month to 1,000 reward points.
Additional Features
- Zero lost card liability:In the unfortunate event of losing your HDFC Bank MoneyBack Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
- Interest-Free Credit Period : Up to 50 days of interest free period on your HDFC Bank MoneyBack Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
- Revolving Credit: Enjoy Revolving Credit on your HDFC Bank MoneyBack Credit Card at nominal interest rate.
- Exclusive Dining Privileges: Enjoy amazing dining benefits with Good
Food Trail program.
Get up to 20 % savings off on all your restaurant bill payments via Swiggy Dineout (20k + restaurants) (Offer inclusive of Restaurant and Swiggy Discount). Offer valid only on payments done via Swiggy App.
Fuel Surcharge Waiver
- 1% Fuel Surcharge waiver on fuel transactions (Minimum transaction of ₹400, Maximum transaction of ₹5,000 & Maximum waiver of ₹250 per statement cycle)
Welcome Benefit
- 500 Cash Points (applicable only on payment of membership fee)
Annual Spend based benefit
- Spend ₹50,000 and above in each calendar quarter and get ₹500 worth gift vouchers
Renewal Offer
- Spend ₹50,000 and above in the first year and get renewal membership fee waived off
Reward Point/CashBack
Redemption & Validity
Reward Points Accrual:
- Reward Points accumulated on HDFC Bank MoneyBack Credit Card can be redeemed against statement balance at the rate 1 RP = ₹0.20
- For redemption against statement balance, Cardholder must have minimum 2500 Reward Points
HDFC MONEY BACK+ Credit Card ELIGIBILITY
For Salaried
Indian National
Age:
Min 21 years & Max 60 years
Net Monthly Income:
Above ₹20,000.
Min CIBIL Norms:
700 and above as per TransUnion score.
For Self Employed
Indian National
Age:
Min 21 years & Max 65 Years
ITR:
ITR > ₹6 Lakhs per annum
HDFC MONEY BACK+ Credit Card FEES & CHARGES
-
1. Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
-
2. For card sourced effective 01-11- 2020, Below T&Cs are applicable
-
3. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.
**Apply for an HDFC Bank HDFC MONEY BACK+ credit card, you can follow these steps**
Option: 1
1.If you are ready to apply immediately you Can click Apply Instantly hdfc bank HDFC MONEY BACK+ credit card button placed here.
2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.
Option: 2
Fill the forms mentioned the same Page submit the form our Expert will call you Shorty.
Option: 3
You can reach through WhatsApp with this no +91 8722886633 give a request our team will text you shortly.
Option: 4
you can visit hdfcbank.com website directly.
**Follow The Steps**
Steps Involved in Online Application Process of hdfc bank HDFC MONEY BACK+ credit card.
Step: 1
Enter Your Mobile number.
Step: 2
Enter Date of Birth or PAN Number.
Step: 3
Fill Online Application with below details.
1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.
2.If you are existing HDFC Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.
Step: 4
After filling form you can select the card type.
Step: 5
After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.
Step: 6
It will take you to upload Income Documents.
Step: 7
Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.
Step: 8
Select Card Delivery Address of your hdfc bank HDFC MONEY BACK+ credit Card.
Step: 9
If you are an Existing Customer need to verify debit card or Net banking Details .(In case if you are an non HDFC Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.
Step: 10
Once you've submitted the application and documents, HDFC Bank will review your application. This may take a few days.
Step: 11
Verification: HDFC Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.
Step: 12
Approval: If your application is approved, you will receive confirmation from HDFC Bank along with details of your new credit card, including the credit limit.
Step: 13
Your new HDFC Bank credit card will be sent to your registered address via mail/courier.
Step: 14
Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Keep below details and resource ready to Appy hdfc bank HDFC MONEY BACK+ credit card.
Physical process Eliminated Completely from HDFC Bank Credit card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
