HDFC REGALIA GOLD Credit Card (Updated on )


Joining Fee

Rs.2500

Annual Fee

Rs.2500 + Taxes

Welcome Benefit

Pay your Joining Membership Fee and get Gift Voucher equivalent to Fee Amount = Rs.2,500

Good Food Trail Program

Get up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants)

Milestone Benefit

Get ₹ 1,500 worth vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital when you spend Rs. 1.5 Lakhs in every calendar quarter.

Smart EMI

HDFC Bank Regalia Gold Credit Card comes with an option to convert your big spends into EMI after purchase

Annual Spend based benefit

Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.



Enjoy Great Saving with HDFC Credit Cards*





Card Type
Reward Points
Key Features
  • Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
  • ₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
  • ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
  • 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
  • Complimentary lounge access at over 1000 airports
Additional Features
  • Zero Lost card liability : In the unfortunate event of losing your HDFC Bank Regalia Gold Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Foreign Currency Markup : 2% on all your foreign currency spends.
  • Revolving Credit : Enjoy Revolving Credit on your HDFC Bank Regalia Gold Credit Card at nominal interest rate.
Lounge Access
    A. Complimentary Airport Lounge Access within India
  • 12 complimentary access within India (both at domestic and international terminals) using the HDFC Bank Regalia Gold Credit Card.
  • Swipe your HDFC Bank Regalia Gold Credit Card at the lounge to avail the complimentary lounge access
  • Visits exceeding the complimentary quota & Lounges not covered under the programme will be allowed at the discretion of lounge and will also be chargeable by the Lounge.
    • Priority Pass
  • Using Priority Pass, you and your add-on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India.
  • If you use your Priority Pass for lounge access within India, you will be charged at US $27 + GST per visit
Welcome Benefit:
  • Pay your Joining Membership Fee and get Gift Voucher equivalent to Fee Amount = Rs.2,500
  • Complimentary Club Vistara Silver Tier and MMT Black Elite Membership when you spend Rs. 1 Lakhs and above within 90 days of card issuance.
Good Food Trail Program
    Enjoy amazing dining benefits with the Good Food Trail program
  • Get up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout (20k+ restaurants)
  • Offer inclusive of Restaurant and Swiggy Discount. Offer valid only on payments done via the Swiggy App.
Milestone Benefit
  • Get ₹ 1,500 worth vouchers from Marriott, Myntra, Marks & Spencer or Reliance Digital when you spend Rs. 1.5 Lakhs in every calendar quarter.
  • Get ₹ 5,000 worth flight vouchers when you spend Rs. 5 Lakhs spends in an anniversary year
Annual Spend based benefit
  • Spend Rs. 4 Lakhs in an anniversary year (12 billing cycles) and get Renewal Fee waived for next renewal year.Terms & Conditions Apply
Insurance/Comprehensive protection & Nominee details for Insurance
  • Accidental air death cover worth Rs. 1 Crore
  • Emergency overseas hospitalization: up to Rs. 15 lakhs​
  • Credit Liability cover: Up to Rs. 9 Lakhs
Reward Point/CashBack Redemption & Validity
    Reward Points Accrual
  • Earn 4 Reward Points on every Rs.150 retail* spends including Insurance, Utilities and Education​
  • Earn 20 Reward Points on every Rs.150 retail* spends at Marks & Spencer, Myntra, Reliance Digital, Nykaa!

HDFC Bank HDFC Bank Regalia Gold Credit Card Eligibility:


    HDFC REGALIA GOLD Credit Card ELIGIBILITY


    For Salaried

    Indian National

    Age:

    Min 21 years & Max 60 years

    Net Monthly Income:

    Above Rs 1,00,000.

    Min CIBIL Norms:

    700 and above as per TransUnion score.

    For Self Employed

    Indian National

    Age:

    Min 21 years & Max 65 Years

    ITR:

    ITR > Rs 12 Lakhs per annum

HDFC REGALIA GOLD Credit Card FEES & CHARGES


  • 1. Joining/ Renewal Membership Fee of Rs. 2500 + Applicable Taxes.

**Apply for an HDFC Bank HDFC REGALIA GOLD credit card, you can follow these steps**

Option: 1

1.If you are ready to apply immediately you Can click Apply Instantly hdfc bank HDFC REGALIA GOLD credit card button placed here.

2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.

Option: 2

Fill the forms mentioned the same Page submit the form our Expert will call you Shorty.

Option: 3

You can reach through WhatsApp with this no +91 8722886633 give a request our team will text you shortly.

Option: 4

you can visit hdfcbank.com website directly.

**Follow The Steps**

Steps Involved in Online Application Process of hdfc bank HDFC REGALIA GOLD credit card.

Step: 1

Enter Your Mobile number.

Step: 2

Enter Date of Birth or PAN Number.

Step: 3

Fill Online Application with below details.

1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.

2.If you are existing HDFC Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.

Step: 4

After filling form you can select the card type.

Step: 5

After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.

Step: 6

It will take you to upload Income Documents.

Step: 7

Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.

Step: 8

Select Card Delivery Address of your hdfc bank HDFC REGALIA GOLD credit Card.

Step: 9

If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non HDFC Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.

Step: 10

Once you've submitted the application and documents, HDFC Bank will review your application. This may take a few days.

Step: 11

Verification: HDFC Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.

Step: 12

Approval: If your application is approved, you will receive confirmation from HDFC Bank along with details of your new credit card, including the credit limit.

Step: 13

Your new HDFC Bank credit card will be sent to your registered address via mail/courier.

Step: 14

Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy hdfc bank HDFC REGALIA GOLD credit card.
Physical process Eliminated Completely from HDFC Bank Credit card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Card image