HDFC SWIGGY Credit Card (Updated on )


Joining Fee

Rs.500

Annual Fee

Rs.500

Features

Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase

Benefit

Get complimentary Swiggy one Membership for 3 months as welcome benefit

Smart EMI

Convert large purchases on your Swiggy HDFC Bank Credit Card into Smart EMI and enjoy stress-free repayments.

Renewal Offer

Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver as follows Cash on Call,Balance Transfer and Cash Withdrawal.



Enjoy Great Saving with HDFC Credit Cards*





Features
  • 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie).
  • 5% Cashback on online spends across online MCCs. For list of eligible MCC
  • 1% Cashback on other categories. For list of exclusions & capping
  • Complimentary Swiggy One Membership for 3 months on card activation
  • Cardholder is eligible for welcome benefit on card activation
  • Making a transaction using the Credit Card To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc
Note:
  • Cashback will be redeemable only on Swiggy Application as Swiggy Money.
  • Cashback cannot be earned on transactions made using Swiggy Money Wallet, Swiggy Minis & Swiggy Liquor, and any other categories decided later (if any)
  • Cashback can be redeemed only post downloading the Swiggy App
Additional Features
  • Zero lost card liability:In the unfortunate event of losing your Swiggy HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Interest-Free Credit Period : Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
  • Revolving Credit: Available at a nominal interest rate on your Swiggy HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.
Welcome Benefit
  • Get complimentary Swiggy one Membership for 3 months as welcome benefit
  • Swiggy One Membership is a premium subscription program for Swiggy users. A single membership that offers unlimited benefits across restaurants, Instamart and Genie orders on Swiggy including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy HDFC Bank Credit Card.
  • Cardholder can activate the card by following one or more below mentioned ways in order to enjoy the welcome benefit:
  • The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit
  • This option will be available on the Swiggy app within 2-3 days of card activation
Renewal Offer
Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:
  • Cash on Call
  • Balance Transfer
  • Cash Withdrawal
Contactless Payment
  • Your Swiggy HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
  • Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons
Swiggy Money Redemption & Validity

Swiggy Money Redemption:

  • Cashback earned on Swiggy HDFC Bank Credit Card is redeemable as Swiggy Money only on Swiggy application on following Swiggy platforms
  • Food ordering
  • Instamart
  • Dineout
  • You can utilize Swiggy Money selecting Swiggy Money under the profile section payment method within the Swiggy application

HDFC SWIGGY Credit Card ELIGIBILITY


For Salaried

Indian National

Age:

Min 21 years & Max 60 years

Net Monthly Income:

Above ₹15,000.

Min CIBIL Norms:

700 and above as per TransUnion score.

For Self Employed

Indian National

Age:

Min 21 years & Max 65 Years

ITR:

ITR > ₹6 Lakhs per annum

HDFC SWIGGY Credit Card FEES & CHARGES


  • 1. Joining Fee / Renewal Membership Fee– ₹500 /- + Applicable Charges

  • 2. Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off

  • 3. Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:

    • Cash on Call
    • Balance Transfer
    • Cash Withdrawal

**Apply for an HDFC Bank HDFC SWIGGY credit card, you can follow these steps**

Option: 1

1.If you are ready to apply immediately you Can click Apply Instantly hdfc bank HDFC SWIGGY credit card button placed here.

2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.

Option: 2

Fill the forms mentioned the same Page submit the form our Expert will call you Shorty.

Option: 3

You can reach through WhatsApp with this no +91 8722886633 give a request our team will text you shortly.

Option: 4

you can visit hdfcbank.com website directly.

**Follow The Steps**

Steps Involved in Online Application Process of hdfc bank HDFC SWIGGY credit card.

Step: 1

Enter Your Mobile number.

Step: 2

Enter Date of Birth or PAN Number.

Step: 3

Fill Online Application with below details.

1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.

2.If you are existing HDFC Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.

Step: 4

After filling form you can select the card type.

Step: 5

After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.

Step: 6

It will take you to upload Income Documents.

Step: 7

Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.

Step: 8

Select Card Delivery Address of your hdfc bank HDFC SWIGGY credit Card.

Step: 9

If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non HDFC Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.

Step: 10

Once you've submitted the application and documents, HDFC Bank will review your application. This may take a few days.

Step: 11

Verification: HDFC Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.

Step: 12

Approval: If your application is approved, you will receive confirmation from HDFC Bank along with details of your new credit card, including the credit limit.

Step: 13

Your new HDFC Bank credit card will be sent to your registered address via mail/courier.

Step: 14

Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy hdfc bank HDFC SWIGGY credit card.
Physical process Eliminated Completely from HDFC Bank Credit card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Card image