IndianOil Axis Bank Credit Card (Updated on )
Joining Fee
Rs.500
Annual Fee
Rs.500
Benefits
Earn 100% cashback on Fuel, Accelerated Reward points at online shopping
Finance charges (Retail purchases and cash)
3.6% per month (52.86% per annum)
Online Shopping
Annual spends Rs.42000, Benefits Rs.420
Offers
Earn Accelerated rewards, Enjoy Fuel surcharge waiver, Instant discount on BookMyShow
How To Apply
**Apply for an Axis Bank NEO Credit Card , you can follow these steps**
Option: 1
1.If you are ready to apply immediately you Can click Apply Instantly Axis Bank NEO Credit Card button placed here.
2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.
Option: 2
fill the forms mentioned the same Page submit the form our Expert will call you Shorty.
Option: 3
. You can reach through WhatsApp with this no +91 87 22 88 66 33 give a request our team will text you shortly.
Option: 4
you can visit Axisbank.com website directly.
**Follow The Steps**
Steps Involved in Online Application Process of Axis Bank NEO Credit Card.
Step: 1
Enter Your Mobile number.
Step: 2
Enter Date of Birth or PAN Number.
Step: 3
Fill Online Application with below details.
1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.
2.If you are existing Axis Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.
Step: 4
After filling form you can select the card type.
Step: 5
After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.
Step: 6
It will take you to upload Income Documents.
Step: 7
Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.
Step: 8
Select Card Delivery Address of your Axis bank Axis Bank NEO Credit Card.
Step: 9
If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non Axis Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.
Step: 10
Once you've submitted the application and documents, Axis Bank will review your application. This may take a few days.
Step: 11
Verification: Axis Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.
Step: 12
Approval: If your application is approved, you will receive confirmation from Axis Bank along with details of your new credit card, including the credit limit.
Step: 13
Your new Axis Bank credit card will be sent to your registered address via mail/courier.
Step: 14
Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy Axis bank Axis Bank NEO Credit Card.
Physical process Eliminated Completely from Axis Bank NEO Credit Card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | Rs. 500 |
| Annual Fee | 1st Year: Nil 2nd Year onwards: Rs. 500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | Rs. 100 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Min CIBIL Norms | 700 Above As per TransUnion Score. |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.6% per month (52.86% per annum) |
| Cash withdrawal fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue penalty or Late payment fees |
Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs. 10,000 |
| Over limit penalty | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs. 450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T | As per existing government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |