Personal Loan Detail ( Updated On )


Interest Rates

10.50 % - 15.49%

Customer Rating

5\5

Processing Fees

999 - 2%*

Pre-Closing Charges

0%*-4%*

Max Amt Eligible

50 Lakhs

Loan Count

No Limit

Minimum Salary

20000

Part Payment

Applicable For 10 Lakhs

Top-up Eligible

Max loan amount 30 Lakhs

Compare and Apply Personal Loan*





Compare Personal Loan Interest Rates



Bank
  • Interest Rates
  • Customer Rating
  • Processing Fees
  • Pre-Closing Charges
  • Max amt Eligible
  • Loan Count
  • Minimum Salary
  • Maximum Amount
  • Part Payment
  • Top-Up Eligible

  • To Apply
  • product image
    • 11.10 % - 14.49%
    • 5/5
    • 4999 - 1.25%
    • 0%-5%
    • No Limit
    • No Limit
    • 17.5 k
    • No Limit
    • NA Expect Infosys
    • Max loan amount 50L

    • Apply Now
  • product image
    • 10.75 % - 15.49%
    • 5/5
    • 1999 - 1.25%
    • 0%-4%
    • 50L
    • No Limit
    • 20 k
    • 50L
    • Applicable For 10L
    • Yes with no Limit(Max loan amount 30,00,000)
    • Apply Now
  • product image
    • 10.50 % - 13.49%
    • 5/5
    • 5000 -0.99%
    • 0 %
    • No Limit
    • No Limit
    • 16 k
    • 30L
    • Available
    • Yes with no Limit(Max loan amount 30,00,000)
    • Apply Now
  • product image
    • 11.49% - 14.49%
    • 5/5
    • Rs 4999-1.25%
    • Available 0%-4%
    • No Limit
    • No Limit
    • 20K
    • 50L
    • Yes. Paying After 12 EMI
    • Yes with no Limit(Max loan)

    • Apply Now
  • product image
    • 11.49% - 14.49%
    • 5/5
    • 4999- 1.25%
    • Available 0%-4%
    • No Limit
    • No Limit
    • 25K
    • 50L
    • Yes Paying After 12 EMI
    • Yes with no Limit(Max loan 30,00,000)
    • Apply Now
  • product image
    • 11.49% - 14.49%
    • 5/5
    • 4999- 1.25%
    • Available 0%-4%
    • No Limit
    • No Limit
    • 25K
    • No Limit
    • Yes Paying After 12 EMI
    • Max loan amount 30,00,000

    • Apply Now
  • product image
    • 11.49% - 14.49%
    • 5/5
    • 4999- 1.25%
    • Available 0%-4%
    • No Limit
    • No Limit
    • 25K
    • No Limit
    • Yes Paying After 12 EMI
    • Max loan amount 30,00,000

    • Apply Now

Balance Transfer personal loanPersonal Loan

Personal Loans Or Unsecured Loan Can Be Obtained Without Any Tangible Security. Only The Personal Sureties Are Required.There Are Many Banks And Financial Institution Offering Attractive Deals With Great Interest Rates On Personal Loans.

Each Financial Institution Has Different Eligibility Criteria, Repayment Tenures, And Rate Of Interest, Which Should Be Reviewed And Compared To Make Smart Decision Before Applying for Personal Loan.

Balance Transfer personal loanWhy Personal Loans?

  • Personal Loan For Home Development
  • Personal Loan For Travel
  • Personal Loan Balance Transfer
  • Personal Loan For Occasions, Weddings
  • Fresh Funding
  • Top Up Personal Loan

Balance Transfer personal loanPersonal Loan For Home Development

Applying Personal Loan for Home Development Are Taking To Modernize A House And Can Be Taken By A Person Who Owns The House. Interest Rate Charged On These Loans Are Starts From 10.99%* Based On Criteria It May Increase Or Decrease. Processing Fee For Applying Personal Loan for Home Improvement, Ranges Between 0.5% - 1% and Maximum Tenure Periods 1 To 5 Years.

Before Availing Balance Transfer Loan Personal Loan For Travel:

Travel Loan Is a Type Of Personal Loan. For The People Who Seeks Money For Their Travels, they can Apply for Personal Loan. This Type Of Loans Is Generally Unsecured Loans. Many Banks Are Providing Loans For Traveling. Interest Rate Charged On These Loans Are Starts From 10.99%* Based On Criteria It May Increase Or Decrease. Processing Fee For Home Improvement Ranges, Between 0.5% - 1% Maximum Tenure Periods 1 To 5 Years.

Before Availing Balance Transfer Loan Personal Loan Balance Transfer

Personal Loan Balance Transfer Lets You Transfer Your Outstanding Personal Loan Amount From One Bank To Another After This The Customer Will Pay Loan EMI's To The Bank You Have Transferred Which Means The Applicable Rates Will Be The New Bank Of Financial Intuition

Before Availing Balance Transfer Loan Personal Loan For Occasions, Weddings:

Wedding Loans Are Provide To The People Who Looking To Meet Their Wedding. Marriage Loan Is Great Option For Marriage Expenses. Most Banks Offers Marriage Loan With Minimum Rate Of Interest And We Make Your Day Special.

Before Availing Balance Transfer Loan Personal Loan For Fresh Mans:

Fresh Funding Or Fresher’s Loan Are A Type Of Personal Loan. ICICI Offers fresher loan This Loan To The People Who Started Their Carrier. No Security Required Can Get Up To Rs 150000 Simplified Documentation, Funding Avail From Age Of 21 Years, Quick Processing And Disbursal.

Before Availing Balance Transfer Loan Top Up Personal Loan:

Top Up Loan Is People Who Is Already Having Personal Loan. They Can Get Top Op Loan From The Same Bank With Same Interest Rate. With Simple Process Clients Can Get Top Up Loan. Interest Rate Starts From 10.99*% Max Tenure 1-5 Years

Before Availing Balance Transfer Loan Personal Loan For Salaried:

For Salaried Person Should Have Salary Account Is Being Credited Regularly. The Bank Account Need Not Be The Same Bank Where One Is Applying For Personal Loan. Banks Would Not Give Loan To A Person Without Job Security. So Applicant Should Have Permanent Nature. The Length Of Service Or Employment Plays A Part In Expediting The Loan Sanction.

Before Availing Balance Transfer Loan Eligible Criteria For Salaried:

Eligible Loan Amount Will Be Calculated Based On The Credit History. If Applicant Already Having Another Loan Amount Those Deductions Will Be Taken Into Account To Calculate Total Deduction Out Of Salary. CIBIL Score Is Playing Significant Role In The Banking Decision In Granting A Personal Loan Generally Accepted Practiced To Calculate Eligible Loan Amount Is 50 Percent Of Deduction From Salary Including The Repayment Of Loan To Be Granted.

Balance Transfer personal loanDocuments Required For Salaried Personal Loan:

  • 2 Passport Size Photos
  • Current Residence Proof Like ADHARR Card, Vote Card, Passport
  • If Applicant Staying In Rented House, Rental Agreement and Electricity Bill is Required
  • Identity Proof Like Employment Identity Card, Pan Card
  • 3 Months Salary Slip

Before Availing Balance Transfer Loan Personal Loan For Self Employed:

For Those Who Doing Business Or Freelancers, they can get personal Loan, Additional Conditions May Apply. Since Applicant Does Not Get Salary, The Business Income As Reflected In Income Tax Returns Will Make Sure Of Total Income. In Case Of New Enterprise, Bank Can Demand Collateral Securities Like Bank Deposits And Bonds, In Addition To Providing One Or More Personal Surety Of Adequate Net Worth.

Before Availing Balance Transfer Loan Eligible Criteria for Self Employed:

Eligible Loan Amount Will Be Calculated Based On The Credit History. If Applicant Already Having Another Loan Amount Those Deductions Will Be Taken Into Account To Calculate Total Deduction Out Of. For Self Employed Personas Eligibility Is Calculated Based On Past Year It Returns And Cibil Score Is Playing Significant Role In The Banking Decision In Granting A Personal Loan

Before Availing Balance Transfer Loan Documents Required For Self Employed:

Proof Of Identity:

  • 2 Passport Size Photos
  • Pan Card
  • Adhar Card

Address Proof:

  • Voter Card
  • Driving Licence
  • Passport

Proof Of Residence:

  • Rental Agreement
  • Post Paid Bill

Income Proof:

  • IT Returns
  • Latest 6 Months Bank Statement.
  • Office Address Proof.
  • Proof Of Residence Or Office Ownership.
  • Proof Of Continuity Of Business

Before Availing Balance Transfer Loan Personal Loan For Professionals:

Professionals Loan Are Taken By The Professional Like Professionals Involved In Consultancy, Engineers, Doctors, Architects, Journalists, Dentists, Company Secretaries, Surveyors, Lawyers, And Management Consultants.For Professionals Could Be Additional Conditions Will Be Fulfilled.

The Professionals Who Are Architects, Doctors, Company Secretaries, Charted Accounts Can Apply For Professional Loan and they must fulfill the conditions

  • Must Have Minimum 4 Years Of Post-Qualification And Experience
  • For Secretaries And Architects Minimum 5 Years Of Post-Qualification Experience Is Needed
  • The Business Should Have Rs. 1 Lakh Of ITR Per Annum.
  • The People Whose Business Has Been Profit Making The Past 2 Years
  • Applicant Should Be At Least 25 Years Old And No Older Than 65 Years

Before Availing Balance Transfer Loan Documents Required For Professionals Loan:

Proof Of Identity:

  • 2 Passport Size Photos
  • Pan Card
  • Adhar Card

Address Proof:

  • Voter Card
  • Driving Licence
  • Passport

Proof Of Residence:

  • Rental Agreement
  • Post Paid Bill

Income Proof:

  • IT Returns
  • Latest 6 Months Bank Statement.
  • Office Address Proof.
  • Proof Of Residence Or Office Ownership.
  • Proof Of Continuity Of Business

Before Availing Balance Transfer Loan Advantages:

  • Personal Loan Is The Best Choice For Immediate Money Need Because of Its Quick Process
  • Doesn’t Require Any Collateral Security So It Is Advantage For The Loan Seeker Need Not Be Under Any Obligation To Friends For Providing Personal Surety.
  • Most Of Banks Do Not Ask For Margin Component.
  • The Purpose Of The Loan Is Unimportant In Most Cases. So The Consumer Needs Not Think Too Much To Explain Of The Purpose, Submit Proof For Such Purpose.
  • Simple Documentation Procedure
  • Consumer Friendly Payments With Monthly Payments





Frequently Asked Questions

Generally personal loan eligibility is calculated in two ways, one is Multiplier Method and the other is FOIR (Fixed Obligation Income Ratio). The other method of FOIR depends on the monthly installment expected to be paid as compared to the net income of the individual.
Personal loan is a short tenure loan. Most of the banks provide you loan for maximum 3 years (36 months). to max 5 years(60 months).
Minimum Rs 20,000 is Required For Availing Personal Loan