Personal Loan Detail ( Updated On )
10.50 % - 15.49%
999 - 2%*
Max Amt Eligible
Applicable For 10 Lakhs
Max loan amount 30 Lakhs
Personal Loans Or Unsecured Loan Can Be Obtained Without Any Tangible Security. Only The Personal Sureties Are Required.There Are Many Banks And Financial Institution Offering Attractive Deals With Great Interest Rates On Personal Loans.
Each Financial Institution Has Different Eligibility Criteria, Repayment Tenures, And Rate Of Interest, Which Should Be Reviewed And Compared To Make Smart Decision Before Applying for Personal Loan.
Applying Personal Loan for Home Development Are Taking To Modernize A House And Can Be Taken By A Person Who Owns The House. Interest Rate Charged On These Loans Are Starts From 10.99%* Based On Criteria It May Increase Or Decrease. Processing Fee For Applying Personal Loan for Home Improvement, Ranges Between 0.5% - 1% and Maximum Tenure Periods 1 To 5 Years.
Travel Loan Is a Type Of Personal Loan. For The People Who Seeks Money For Their Travels, they can Apply for Personal Loan. This Type Of Loans Is Generally Unsecured Loans. Many Banks Are Providing Loans For Traveling. Interest Rate Charged On These Loans Are Starts From 10.99%* Based On Criteria It May Increase Or Decrease. Processing Fee For Home Improvement Ranges, Between 0.5% - 1% Maximum Tenure Periods 1 To 5 Years.
Personal Loan Balance Transfer Lets You Transfer Your Outstanding Personal Loan Amount From One Bank To Another After This The Customer Will Pay Loan EMI's To The Bank You Have Transferred Which Means The Applicable Rates Will Be The New Bank Of Financial Intuition
Wedding Loans Are Provide To The People Who Looking To Meet Their Wedding. Marriage Loan Is Great Option For Marriage Expenses. Most Banks Offers Marriage Loan With Minimum Rate Of Interest And We Make Your Day Special.
Fresh Funding Or Fresher’s Loan Are A Type Of Personal Loan. ICICI Offers fresher loan This Loan To The People Who Started Their Carrier. No Security Required Can Get Up To Rs 150000 Simplified Documentation, Funding Avail From Age Of 21 Years, Quick Processing And Disbursal.
Top Up Loan Is People Who Is Already Having Personal Loan. They Can Get Top Op Loan From The Same Bank With Same Interest Rate. With Simple Process Clients Can Get Top Up Loan. Interest Rate Starts From 10.99*% Max Tenure 1-5 Years
For Salaried Person Should Have Salary Account Is Being Credited Regularly. The Bank Account Need Not Be The Same Bank Where One Is Applying For Personal Loan. Banks Would Not Give Loan To A Person Without Job Security. So Applicant Should Have Permanent Nature. The Length Of Service Or Employment Plays A Part In Expediting The Loan Sanction.
Eligible Loan Amount Will Be Calculated Based On The Credit History. If Applicant Already Having Another Loan Amount Those Deductions Will Be Taken Into Account To Calculate Total Deduction Out Of Salary. CIBIL Score Is Playing Significant Role In The Banking Decision In Granting A Personal Loan Generally Accepted Practiced To Calculate Eligible Loan Amount Is 50 Percent Of Deduction From Salary Including The Repayment Of Loan To Be Granted.
For Those Who Doing Business Or Freelancers, they can get personal Loan, Additional Conditions May Apply. Since Applicant Does Not Get Salary, The Business Income As Reflected In Income Tax Returns Will Make Sure Of Total Income. In Case Of New Enterprise, Bank Can Demand Collateral Securities Like Bank Deposits And Bonds, In Addition To Providing One Or More Personal Surety Of Adequate Net Worth.
Eligible Loan Amount Will Be Calculated Based On The Credit History. If Applicant Already Having Another Loan Amount Those Deductions Will Be Taken Into Account To Calculate Total Deduction Out Of. For Self Employed Personas Eligibility Is Calculated Based On Past Year It Returns And Cibil Score Is Playing Significant Role In The Banking Decision In Granting A Personal Loan
Professionals Loan Are Taken By The Professional Like Professionals Involved In Consultancy, Engineers, Doctors, Architects, Journalists, Dentists, Company Secretaries, Surveyors, Lawyers, And Management Consultants.For Professionals Could Be Additional Conditions Will Be Fulfilled.
The Professionals Who Are Architects, Doctors, Company Secretaries, Charted Accounts Can Apply For Professional Loan and they must fulfill the conditions