Rewards Axis Bank Credit Card (Updated on )
Joining Fee
Rs.1000
Annual Fee
Rs.1000(waived on spends of INR 2,00,000 in an anniversary year)
Benefits
Reward points, Membership, Insurance
More Benefits
Accelerated Rewards, Milestones, 30% of Swiggy
Milestone
1,500 EDGE reward points
Cash withdrawal fee
2.5% (Min Rs. 500) of the Cash Amount
Offers
30% off reward Swiggy
How To Apply
**Apply for an Rewards Axis Bank Credit Card , you can follow these steps**
Option: 1
1.If you are ready to apply immediately you Can click Apply Instantly Rewards Axis Bank Credit Card button placed here.
2.Still in case if you need more details, you can follow other 3 steps based on your convince you can select the options.
Option: 2
fill the forms mentioned the same Page submit the form our Expert will call you Shorty.
Option: 3
. You can reach through WhatsApp with this no +91 87 22 88 66 33 give a request our team will text you shortly.
Option: 4
you can visit Axisbank.com website directly.
**Follow The Steps**
Steps Involved in Online Application Process of Rewards Axis Bank Credit Card .
Step: 1
Enter Your Mobile number.
Step: 2
Enter Date of Birth or PAN Number.
Step: 3
Fill Online Application with below details.
1.line Application with below details. You'll need to provide personal information such as your name (AS PER PAN), date of birth, address, contact details, Email, employment details, income details, etc.
2.If you are existing Axis Bank customer your details it will automatically details, get fetched. Otherwise fill it manually.
Step: 4
After filling form you can select the card type.
Step: 5
After entering all details it will check Credit Score Online it will Show Immediately Card is Approved or Not.
Step: 6
It will take you to upload Income Documents.
Step: 7
Next step is Aadhar Authentication process need to Enter Aadhar no and Verification code.
Step: 8
Select Card Delivery Address of your Axis bank Rewards Axis Bank Credit Card .
Step: 9
If you are an Existing Customer need to verify debit card or Net banking Details .
(In case if you are an non Axis Bank Customer you will get Application no and VKYC (Video KYC ) Need to be completed)
Still if you are finding difficulties fill our Form our Officer will guide you step by step.
Step: 10
Once you've submitted the application and documents, Axis Bank will review your application. This may take a few days.
Step: 11
Verification: Axis Bank may conduct further verification checks such as checking your credit score, contacting you for additional information, etc.
Step: 12
Approval: If your application is approved, you will receive confirmation from Axis Bank along with details of your new credit card, including the credit limit.
Step: 13
Your new Axis Bank credit card will be sent to your registered address via mail/courier.
Step: 14
Activate the Card: Upon receiving the credit card, you'll need to activate it before you can start using it. Activation methods vary but usually involve calling a toll-free number or activating it online through the bank's website or mobile app.
Documents Required or Resources required
Keep below details and resource ready to Appy Axis bank Rewards Axis Bank Credit Card .
Physical process Eliminated Completely from Rewards Axis Bank Credit Card process its completely digital process.
Aadhar card authentication.
Recent 1 Month pay slip soft copy needs to uploaded.
Internet Banking permission authentication or debit card authentication to validate Salary Account.
VKYC (video verification)
Original PAN card required to show in VKYC process.
Pen and Paper keep it ready during VKYC Process needs to be sign as per PAN card.
Fees & Charges
| FEES | CHARGES |
|---|---|
| Joining Fee | Rs. 1,000 |
| 2nd year Onwards | Rs. 1,000 Annual fee waived off on annual spends of Rs. 2,00,000 and above. Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Finance charges | 3.6% per month (52.86% annual) |
| Cash withdrawal fee | 2.5% (Min Rs. 500) of the Cash Amount |
| Fee for cash payment | Rs. 100 |
| Min CIBIL Norms | 700 Above As per TransUnion Score. |
| Card replacement | Nil |
| Duplicate statement fee | Waived |
| Overdue penalty or late payment fee | Nil if outstanding amount is less than Rs. 500 Rs. 500 if outstanding amount is between Rs. 501 and Rs. 5,000 Rs. 750 if outstanding amount is between Rs. 5,001 and Rs. 10,000 Rs. 1000 if outstanding amount is greater than Rs. 10,001 |
| Overlimit penalty | 2.5% of the over-limit amount (Min Rs. 500) |
| Charge slip retrieval fee | Waived |
| Outstation cheque fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to min Rs. 450, Max Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Fuel transaction surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 5,000) |
| Foreign currency transaction fee | 3.50% of the transaction value |
| Mobile alerts for transactions | Waived |
| Balance enquiry charges | Waived |
| Reward redemption fee | No |