Doctors Loan Detail ( Updated On )

Interest Rates

10.5% - 17% p.a

Customer Rating


Processing Fees

Up to 3% of Loan Amount

Pre-Closing Charges

0%* - 4%*

Max Amt Eligible

Upto 1 Crore

Loan Count

No Limit

Loan Tenure

Upto 60 Months

Part Payment

Applicable For 10 Lakhs

Lowest EMI per Lakh

2149 Per Lak EMI

Compare and Apply Personal Loan*


Bank Name Interest Rate Change Processing Fee Range Loan Amount Tenure Range Apply Now
ICICI Bank 10.99%*to 13.25%*
Up to 2.25%*
 Up to ₹1cr 1-5 Years Apply
Response Time within 15mins
Axis Bank 10.99%* to 18%*
Up to 1.25%*
 Up to ₹1cr 1-5 Years Apply
Response Time within 15mins
TATA Capital 11.99%* to 15.00%*
Up to 2.50%
 Up to ₹1cr 1-5 years Apply
Response Time within 15mins
STANDARD CHARTERED 11.49%*-13.99%*
Up to 2.25%*
 Up to ₹1cr 1-5 years Apply
Response Time within 15mins
HDFC BANK 11.49%* to 14.50%*
Up to 2.5%*
 Up to ₹1cr 1-5 years Apply
Response Time within 15mins
CITI BANK 11.99% to 15.99%
up to 2%*  Up to ₹1cr 1-5 years Apply
Response Time within 15mins
Capital first 11.99%*-14.99*
Up to 2.50%
 Up to ₹1cr 1-5 years Apply
Response Time within 15mins

Doctor Loan - Apply Doctors Loan Online

Doctor loan What is Doctors Loan?

Loan for doctor is a type of personal loan offered for only who is completed medicine, medical or medicine practitioners. It can be salaried doctors OR Self Employed Professional Doctors. Doctors can take 1 lacks to 1cr as Loan Amount.

Doctor loan Loan for Doctor without Income Proof

  • Based On Copy of Degree Certificate Upto 25 Lakh Unsecured Personal Loan For Doctors
  • Medicine Council Certificate
  • No Income Document Required
  • More than 25Lakh Doctor Loan Can Be Processed With Income Documents
  • For Salaried pay Slips and Bank Statement

Doctor loan Qualification Degree Certificate Accepted for giving Loan Based on Courses

  • MBBS (Bachelor Of Medicine And Bachelor Of Surgery)
  • MD (Master Of Medicine)
  • BDS (Bachelor Of Dental Surgery)
  • MDS (Master Of Dental Surgery)
  • DGO (Diploma In Gynecology)
  • DO /DOMD (Diploma In Ophthalmology)
  • DM (Doctorate In Medicine)
  • BAMS (Bachelor Of Ayurvedic And Surgery)

Doctor loan Various Reasons to Take a Doctor Loan:

You can take our unsecured loan for medical or medicine practitioners, salaried doctors or Self Employed Professional Doctors and use it to meet all your personal and professional financial requirements. There are no end usage restrictions on our doctor loan.

Doctor loan Below are a few reasons to take doctor loans from us

  • Acquiring new space for setting up your own Hospital or clinic
  • Improving or expanding your existing clinic
  • Procuring new healthcare equipment
  • Adapting the latest medical technologies
  • Paying for your higher education
  • Consolidating your high-interest debts
  • Funding your personal expenses
  • Starting of New Medical or pharmacy

Doctor loan Who Can Apply Doctor's Loans?

  • BDS (Bachelor Of Dental Surgery)
  • MDS (Master Of Dental Surgery)
  • DGO (Diploma In Gynecology)
  • DO /DOMD (Diploma In Ophthalmology)
  • DM (Doctorate In Medicine)
  • BAMS (Bachelor Of Ayurvedic And Surgery)
  • BPT (Bachelor In Physiotherapy)
  • MBBS (Bachelor Of Medicine & Bachelor Of Surgery)
  • MD (Master Of Medicine)

Doctor loan Features and Benefits of professional loan for doctors:

WaytoBank Offering Easy and hassle-free professional loans for doctors to help them convert their dreams into reality Life. Our One of the goal is to ensure that the lack of financial never stop you from achievement or success. And also we offering Home Loan, Apply Personal Loan Online, Car Loan, Credit card etc.

Doctor loan Some Features and Benefits For Doctor Loans

  • Tailor-made for medical practitioners
  • Easy online application
  • Easy & Fast approval and disbursal
  • High loan amount of up 1Lakh to ₹ 1Cr
  • No guarantor or collateral required
  • Flexible repayment tenure
  • Competitive interest rates
  • Zero foreclosure charges
  • No hidden charges

Doctor loan Eligibility Criteria for Doctors Professional Loan

WaytoBank Offering high-value doctor loan at affordable rate of interest. All that is required is to fulfill some basic eligibility requirements.

  • Min Take Home for salaried doctors is 20k
  • Age Norms for Doctors Loan: 25-65
  • Min Experience for Doctors is 2 Years
  • Loan amount from 1 lakh up to Max 1 Cr
  • The Tenure of Doctor Loan Range between 12 months to 60 Months

Doctor loan What Documents Required for Salaried Doctor's Loans?

  • Medicine Degree Certificate
  • Registration Certificate.(KMC or IMA)
  • Id Proof
  • Address Proof
  • Experience Proof
  • Recent 3 Months Pay slips
  • Recent 3 Months Bank Statements

Doctor loan Personal Loan For Self Employed Professional Doctors?

Like Salaried Employee doctors, Banks And financial Institutions Giving Loan for Self Employed Doctors On the Basis of Gross receipts, Hospital or Clinic Income and Annual returns. And Also We offering Business Loan Online and Credit cards.

Doctor loan Income Norms for Self Employed Doctors loan:

  • Min Income after paying income Tax 2 lack P.A Recent 2 Year
  • Age Norms for Doctors Loan: 25-65
  • Min Experience for Doctors is 2 Years
  • Loan amount for 1 lakh - Max 1 Cr

Doctor loan Documents Required for Self Employed Doctor's and Professionals:

  • ID Proof
  • Address Proof
  • Pan Card
  • Clinic Establishment Certificate or Registration Certificate
  • GST Registration Certificate
  • Balance sheet and P and L a/c for last 2 years -Financials shall be audited in case of other then doctors
  • Degree Certificate
  • KMC Registration Certificate
  • Existing loan details

Doctor loan For Consultant Doctors:

  • ID Proof
  • Address Proof
  • Pan Card
  • List of hospitals in which applicant give his consultancy
  • Existing Loan details
  • Form 26AS for last 2 years --including latest ended Financial Year
  • Experience Proof

Doctor loan How to apply for doctor’s Loan:

As already stated, all lenders provide a digital interface for the loan application process or You can Call Directly +91-87 22 88 66 33. While for the banks it is merely an expression of interest, at WaytoBank the entire cycle is online, needing maximum 72 hours for completion of the whole cycle. The process can be accomplished in a few simple steps.

  • Apply a Doctor loan online with inputs covering personal, proposed loan and financial details
  • Upload required documents in digital format
  • Await loan approval after evaluation of credentials and vetting of documents
  • The amount is credited to the account after receipt of acceptance from the borrower

   Frequently Asked Questions

        The following list of licensed doctors usually qualify for doctors loans:
  • Doctors of Optometry (OD)
  • Doctors of Osteopathy (DO)
  • Doctors of Ophthalmology (MD)
  • Doctors of Podiatric Medicine (DPM)
  • Doctors of Dental Medicine (DMD) (select markets only)
  • Doctors of Dental Science (DDS) (select markets only)
You must be a citizen or permanent resident to qualify for physician loans. These are requirements that all banks have in place.
All banks require you to be a practicing resident or attending physician to apply for physician loan
Minimum Rs 20,000 is Required For Availing Personal Loan