HDFC Bank Personal Loan Balance Transfer ( Updated On )

Interest Rates

11.39 % - 15.49%

Customer Rating


Processing Fees

1999 - 1.25%

Pre Closing Charges


Max Amt Eligible

No Limit

Loan Count

No Limit

Minimum Salary


50 Lakhs

No Limit

Part Payment

Applicable For 10Lakhs

Topup Elegible

Max loan amount 30 Lakhs

Enjoy Great Saving with Balance Transfer Personal Loan*

Balance Transfer personal loan  Balance Transfer to HDFC Bank:

HDFC Bank Offers you better benefits even if you are a first time customer. The loan amount can be used to meet your financial needs and It is popular for providing best services to the customer.

Balance Transfer personal loan   Documents Required for HDFC Balance Transfer Loan:

  • Passport Size Photo
  • Pan Card Copy
  • Current Address Proof
  • Experience Letter
  • Recent 3-month Pay slip.
  • Loan Statement or Loan Repayment Track or Loan Repayment schedule.
  • Recent 6-month Emi Debiting Bank Statement

Balance Transfer personal loan  Advantages of HDFC Personal Loan Balance Transfer:

Less Interest Rate:

Personal Loan Balance Transfer can. Reduce the Rate of interest on your Existing personal loan. for example, if the running interest rate is 14% and already paid six-month EMI so you can transfer the personal loan to another bank for less interest rate up to 11.29%. However, it differs from bank to bank.

Get More Additional Offers on a Top-up Personal Loan

You can avail top-up Personal loan with Same interest rate on your Existing Loan with New Bank

Reduce Tenure

Balance transfer reduces tenure on the existing personal loan. for example, the Personal loan tenure of five years can be reduced as much as possible after transferring the personal loan from one bank to the other.

Balance Transfer Increase Personal Loan Eligibility

Transfer of Personal Loan Can increase. your personal loan eligibility, for example, let's assume, currently, you are running the personal loan of 10 lakhs for 5 years and you have already paid 4 years, approximately your principal amount will be 1 lakh and you have applied for one more personal loan. If you are facing any eligibility issues, you can increase the eligibility by doing the balance transfer.

Onvert Multiple Personal Loans into one Loan:

Combine all Personal Loans into single EMI by merging multiple personal loans into one by doing the personal loan balance transfer.